Checking

Start saving towards your future today!

Checking Account

At The Wright Credit Union, you can choose from two terrific checking plans:

  • Share Draft Checking offers no monthly service fees (with direct deposit), no minimum balance and no per-check charges.
  • 2nd Chance Checking A special account designed for members who truly need a second chance. Check with the credit union for full details.

Our Checking Account also features:

  • Account access through Audia, our 24-hour telephone response system
  • Overdraft protection with savings or a pre-approved line of credit
  • Consolidated monthly statements
  • Direct deposit
  • Stop paymentt
  • Free VISA® Debit Card
  • Free Online Banking
  • Automated Teller Machine (ATM) access with your debit card
  • Dividends paid to your account quarterly

Please see our Fee Statement for any applicable fees, or contact us for more information about our checking accounts.

Couple closing real estate contract with real estate agent

VISA® Debit Card

Our VISA® Debit Card combines the economy of a checking account with the convenience and versatility of a credit card. Your card works at millions of locations that accept VISA® Debit Cards. Your VISA® Debit Card draws money from your checking account, so no interest charges apply (ATM charges may apply).

The VISA® Debit Card is available with our Checking accounts.

Please contact us if you have any other questions about the VISA® Debit Card. Click here to report your card lost or stolen.

Direct Deposit

You can arrange to have your payroll, Social Security, pension or any other recurring check deposited directly into your The Wright Credit Union checking or savings account. By doing so, you can eliminate the possibility of losing your check and avoid the need to stand in line to cash or deposit it.

Please contact us or view the FAQs page if you have any questions about direct deposit.

Young happy mixed race couple going through documents and using a digital tablet at a table together at home. Cheerful hispanic husband and wife smiling while planning and paying bills. Boyfriend and girlfriend working on their budget
Young businesswoman reviewing documents at her desk

Payroll Deduction

When you establish payroll deduction at The Wright Credit Union, money is automatically deducted from your paycheck and deposited in your savings account or checking account, or used to make loan payments. It's an easy way to save or to ensure that you'll never miss a loan payment.

Please contact us for more information on payroll deduction.

Overdraft Protection

Avoid the expense and inconvenience of overdrafts with overdraft protection from The Wright Credit Union. Overdraft protection is available on our checking account, using your savings account or a pre-approved line of credit

Please contact us if you have any questions about overdraft protection.

Cheerful parents playing with their young daughter, enjoying tickles and laughter, creating special family moments
Smiling black woman checking credit card details to make contactless payment from home

Checking Ordering

Are you running low on checks

To order checks you can simply call us or stop by the credit union. Click here to order checks online.