Loan Rates
Effective August 15, 2023
| Loan Rates | |
|---|---|
| Cars/Trucks | |
| Up to 100% Financing NADA Value | |
| Up to 72 months financing | Rates as low as 5.00% up to 17.00% |
| Boats/Recreational Vehicles/Tractors | |
| Up to 72 months financing | Rates as low as 6.50% up to 17.00% |
| New Furniture/Household Appliances | |
| 36 months (up to 100% financing list price) | Rates as low as 10.90% up to 18.00% |
| Personal/Signature | |
| Up to 36 months | Rates as low as 10.90% up to 17.00% |
| Share Secured | |
| 2.00% above CD rate pledged (minimum rate of 6.00%) | |
| Real Estate | |
| 1st Mortgage (Residence or with land) | 80% financing appraised value |
| 180 months (60 month balloon payment) | 7.00% |
| 240 months (60 month balloon payment) | 8.00% |
| Mobile Homes with Land | |
| 70% financing appraised value | |
| 180 months (60 month balloon payment) | 7.50% |
| 240 months (60 month balloon payment) | 8.50% |
| Line of Credit: $300 Maximum | |
| $35 per $100 per month | 18.00% |
The Wright Credit Union may be able to match or beat competitors’ rates. Ask about our membership loyalty discounts for loans rates!
The annual percentage rate you receive will be within the ranges disclosed above and is based on certain creditworthiness criteria. Please see us for details regarding how your rate is determined.
Credit Disability Insurance is available. (Member Pay).
GAP Insurance is Available. (Member Pay). Extended Warranties on Vehicle is available. (Member Pay).