Excel Federal Credit Union

Consumer Loans

Credit Union Consumer Loans in the Atlanta Area

Join Today!

Atlanta Banking – Loan Solutions

If you are looking for consumer loans in the Atlanta area, EXCEL FCU can help. We understand securing a loan can feel overwhelming, from navigating your credit history to understanding prepayment penalties and loan approvals. That is why we are here to help with personalized service.

Auto Loans

Take advantage of the best auto loan rates and service in the Atlanta area!

Apply Today!
Join Us
Join Us

Recreational Vehicle, Motorcycle & Boat Loans

All the adventure, without the hefty rates!

  • New & Used RV, Motorcycle, and Boat Loans
  • Low Loan Rates
  • Flexible Terms Up to 120 Months
  • Loan Calculator
  • Preapprovals Available
  • Access Vehicle Purchasing Tips in the Financial Education Resource Center
Apply Today!

Save As You Pay Loans

Pay down high interest debt while also stashing some on the side!

  • Qualify with Beacon Score of 620+
  • Low Loan Rates
  • Enjoy a Competitive APY* on Savings
  • Payoff high-rate, revolving credit cards or other loans from other financial institutions with a fixed-rate installment loan
  • A portion of payment will be routed to savings account connected to the loan
  • Once the loan is paid off, an amount equal to 20% of the original loan amount, plus accrued interest in savings, will be realized
  • Access Budget and Credit-Building Tips in the Financial Education Resource Center
*Annual Percentage Yield. This loan may not benefit everyone. Special terms and conditions apply.
Apply Now!
Join Us
Join Us

Signature/Personal Loans

Large or small, the best loan option for just about any purchase!

Apply Today!

VISA® Credit Cards

Enjoy a great way to pay! With EXCEL VISA® Credit Cards, you’ll save big with competitive rates, earn rewards with ScoreCard® Rewards, and stay protected with purchase alerts. Not to mention, no hidden fees and no fine-print frustrations.

Platinum VISA® Credit Cards

Gold VISA® Credit Cards

Classic VISA® Credit Cards

New Start VISA® Credit Cards

Found a credit card that looks right for you? Let’s get started!

Apply Now!
Join Us

Deposit Secured (Share Secured) Loans

Borrow & build credit simultaneously!

  • Use your savings or Certificate of Deposit (CD/Share Certificate) as collateral for the funds you borrow
  • Low Loan Rates
  • Flexible Repayment Terms
  • Minimum Loan Amount $200/Maximum = 100% of Your Collateral Amount
  • Access Budget and Credit Tips in the Financial Education Resource Center
*Annual Percentage Yield. This loan may not benefit everyone. Special terms and conditions apply.
Apply Now!

Seasonal Loans

Make the holidays merrier and brighter!

  • Perfect way to afford the expensive holiday season
  • Available for a limited time November through January each year
  • Low Loan Rates
  • Flexible Repayment Terms
  • Access Budget and Credit Tips in the Financial Education Resource Center
Apply Today!
Join Us